The debate on structural reforms of the banking system, particularly devoted to break-up commercial and investments banks, finds out whether a full or partial banking split could reach the goal to make banks more safe and sound and to reduce the cost of bail-out. We compare different proposals pointing out their theoretical assumptions and expected results. Since the regulatory reaction to the crisis was a reinforcement of the prudential model along with structural solutions, we conclude that such a mixed model could fail the purpose to resolve the trade-off between safety and efficiency.

Regulating core and non-core banking activities. The unanswered question

Sironi Andrea;Gabbi Giampaolo
2015

Abstract

The debate on structural reforms of the banking system, particularly devoted to break-up commercial and investments banks, finds out whether a full or partial banking split could reach the goal to make banks more safe and sound and to reduce the cost of bail-out. We compare different proposals pointing out their theoretical assumptions and expected results. Since the regulatory reaction to the crisis was a reinforcement of the prudential model along with structural solutions, we conclude that such a mixed model could fail the purpose to resolve the trade-off between safety and efficiency.
9781137518736
Calciano, Filippo Luca; Scarano, Giovanni; Fiordelisi, Franco
The restructuring of banks and financial systems in the Euro area and the financing of SMEs
Sironi, Andrea; Gabbi, Giampaolo
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Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11565/4036416
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