The article addresses the suitability of the Proposal for a new Directive on Consumer Credit to protect consumers that enter into credit agreements where access to credit is determined by AI-based credit scoring systems. In doing so, it also takes into consideration other rules within the EU legal framework that can provide, albeit indirectly, protection to consumers, such as antidiscrimination law and Article 22 of the GDPR.
Towards an ecosystem for consumer protection in the context of AI-based credit scoring
Montagnani, Maria Lilla';
2022
Abstract
The article addresses the suitability of the Proposal for a new Directive on Consumer Credit to protect consumers that enter into credit agreements where access to credit is determined by AI-based credit scoring systems. In doing so, it also takes into consideration other rules within the EU legal framework that can provide, albeit indirectly, protection to consumers, such as antidiscrimination law and Article 22 of the GDPR.
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