This study uses a randomized control trial to evaluate the outcome of integrating money management and entrepreneurial training into a microcredit program in India. We fnd positive and signifcant efects on clients’ fnancial management skills and entrepreneurship abilities, particularly for clients with higher human capital, or more diligent, or having an entrepreneurial idea, and an increase in initiative and self-confdence. Efects appear stronger for clients obliged to attend the training course or more interested in attending it. By considering missed or delayed repayments reduction we assess the benefts of the training provided and of extending it for the institution.

Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions

Dalla Pellegrina, Lucia;
2021

Abstract

This study uses a randomized control trial to evaluate the outcome of integrating money management and entrepreneurial training into a microcredit program in India. We fnd positive and signifcant efects on clients’ fnancial management skills and entrepreneurship abilities, particularly for clients with higher human capital, or more diligent, or having an entrepreneurial idea, and an increase in initiative and self-confdence. Efects appear stronger for clients obliged to attend the training course or more interested in attending it. By considering missed or delayed repayments reduction we assess the benefts of the training provided and of extending it for the institution.
2021
2021
Dalla Pellegrina, Lucia; Di Maio, Giorgio; Landoni, Paolo; Rusinà, Emanuele
File in questo prodotto:
File Dimensione Formato  
DallaPellegrina2021_Article_MoneyManagementAndEntrepreneur.pdf

accesso aperto

Descrizione: articolo
Tipologia: Pdf editoriale (Publisher's layout)
Licenza: Creative commons
Dimensione 812.29 kB
Formato Adobe PDF
812.29 kB Adobe PDF Visualizza/Apri

I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.

Utilizza questo identificativo per citare o creare un link a questo documento: https://hdl.handle.net/11565/4039787
Citazioni
  • ???jsp.display-item.citation.pmc??? ND
  • Scopus 6
  • ???jsp.display-item.citation.isi??? 5
social impact