Using a dataset including more than 6,000 Italian small firms over the period 2010-2012, we find an higher credit growth rate for companies that employ Ict in a more widespread and sophisticated way. This may be related to the improvement of the transparency of small businesses connected with their digitization processes, as well as to the fact that the adoption of information and communication technologies reflects a more general propensity to innovate.

Information technology, bank credit and relationship banking

DALLA PELLEGRINA, LUCIA;VEZZULLI, ANDREA
2014

Abstract

Using a dataset including more than 6,000 Italian small firms over the period 2010-2012, we find an higher credit growth rate for companies that employ Ict in a more widespread and sophisticated way. This may be related to the improvement of the transparency of small businesses connected with their digitization processes, as well as to the fact that the adoption of information and communication technologies reflects a more general propensity to innovate.
DALLA PELLEGRINA, Lucia; S., Frazzoni; Z., Rotondi; Vezzulli, Andrea
File in questo prodotto:
Non ci sono file associati a questo prodotto.

I documenti in IRIS sono protetti da copyright e tutti i diritti sono riservati, salvo diversa indicazione.

Utilizza questo identificativo per citare o creare un link a questo documento: http://hdl.handle.net/11565/3965320
 Attenzione

Attenzione! I dati visualizzati non sono stati sottoposti a validazione da parte dell'ateneo

Citazioni
  • ???jsp.display-item.citation.pmc??? ND
  • Scopus ND
  • ???jsp.display-item.citation.isi??? ND
social impact